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UPI Is Not Really Free

UPI Is Not Really Free

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Image Summary: A realistic editorial illustration showing India's UPI digital payments ecosystem, with a smartphone displaying a generic digital payment interface, merchants and consumers using cashless payments, and a subtle visual representation of infrastructure costs, banks, fintech companies and public investment.

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UPI Hits Record 23.66 Billion Transactions in July

UPI Hits Record 23.66 Billion Transactions in July

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Digital Payments Reach New High Key Highlights India’s digital payments ecosystem achieved another milestone in July 2026 as the Unified Payments Interface (UPI) recorded its highest-ever monthly transaction volume, reflecting the country’s growing reliance on cashless payments. According to data released by the National Payments Corporation of India (NPCI), UPI...

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