
A realistic editorial image representing India’s UPI merchant payment ecosystem, showing a customer making a digital payment to a merchant through a smartphone in a modern Indian retail environment.

A realistic editorial image representing India’s UPI merchant payment ecosystem, showing a customer making a digital payment to a merchant through a smartphone in a modern Indian retail environment.

Image Summary: A realistic editorial illustration showing India's UPI digital payments ecosystem, with a smartphone displaying a generic digital payment interface, merchants and consumers using cashless payments, and a subtle visual representation of infrastructure costs, banks, fintech companies and public investment.

A realistic image of a customer making a UPI payment by scanning a QR code at a retail store, highlighting India's digital payments ecosystem and merchant transactions.
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