Sub-headline: Galaxy users can now authenticate eligible UPI payments using their device’s fingerprint sensor instead of entering a UPI PIN. Samsung says the feature makes transactions faster while improving privacy and reducing PIN-entry errors.
Highlights
- Samsung Wallet has introduced on-device biometric authentication for UPI payments in India.
- Galaxy users can authenticate payments using their fingerprint sensor.
- UPI PIN will not be required for eligible payments up to ₹10,000, according to Samsung.
- Samsung says biometric authentication can help prevent mistyped-PIN transaction failures.
Samsung India has introduced on-device biometric authentication for UPI payments through Samsung Wallet, allowing Galaxy smartphone users to approve eligible transactions using their fingerprint.
According to the company, users will no longer need to manually enter their UPI PIN for payments of up to ₹10,000 where the biometric authentication feature is supported. Instead, they can authenticate the transaction using the fingerprint sensor on their Galaxy device.
The feature is aimed at making everyday UPI payments quicker and more convenient. Samsung also says it provides additional privacy because users do not have to type their UPI PIN while making payments in public places.
Another potential benefit is a reduction in payment failures caused by users entering an incorrect PIN. With authentication handled through the device’s biometric system, the payment process becomes similar to unlocking a smartphone using a fingerprint.
Samsung Wallet already offers several payment and digital-storage features in India. Galaxy users can use the platform for UPI transactions, contactless payments through tokenised credit and debit cards, and utility bill payments.
The app can also be used to organise digital items such as boarding passes, tickets, digital keys and ID cards in one place.
Samsung says Wallet is protected by its Samsung Knox security platform. It uses technologies including fingerprint recognition and encryption to safeguard sensitive information stored on compatible Galaxy devices.
The latest addition comes as smartphone makers and payment platforms continue to focus on reducing friction in digital transactions. For Galaxy users, fingerprint-based UPI authentication could make smaller everyday payments faster by removing the need to repeatedly type a PIN.
