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IRDAI Flags Fire Insurance Discounts

IRDAI Flags Fire Insurance Discounts

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Insurance regulator IRDAI has cautioned insurers against offering steep discounts on fire insurance premiums.The regulator says aggressive underpricing could weaken insurers’ financial health and impact claim settlements. Key Highlights The Insurance Regulatory and Development Authority of India (IRDAI) has warned general insurance companies against offering deep discounts on fire insurance...

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Pay-As-You-Drive Insurance Can Cut Car Premiums by Up to 40%

Pay-As-You-Drive Insurance Can Cut Car Premiums by Up to 40%

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Car owners who drive only occasionally can significantly reduce their insurance costs through IRDAI’s Pay-As-You-Drive (PAYD) insurance model, where premiums are linked to annual vehicle usage instead of a fixed rate. Highlights Car owners who use their vehicles only occasionally may no longer have to pay the same insurance premium...

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