Axis Bank and travel fintech Scapia launched a co-branded credit card targeting digitally native, travel-focused consumers in India, combining travel bookings, payments and rewards through the Scapia app.
Axis Bank and travel fintech Scapia launched the Scapia Axis Bank Credit Card, targeting India’s digitally native and travel-focused consumers.
The card integrates payments, travel bookings and rewards through the Scapia app. Customers can manage and track spending, book travel, and redeem rewards through the platform. The card is available on both Mastercard and RuPay networks through a single application process and carries no joining or annual fee.
Cardholders can earn up to 20 per cent in Scapia Coins on eligible travel bookings made through the Scapia app and up to 10 per cent in rewards on eligible everyday spending outside the platform. You can redeem rewards across flights, stays, visas, experiences, shopping, and other offerings available through Scapia.
For international transactions, the card offers zero forex markup and a Smart Forex feature that provides greater visibility into overseas spending. Cardholders can also access airport privileges across lounges, dining and premium retail.
The Scapia app also lets users discover, plan, and book trips, while its travel store offers travel-related brands and products. The card provides fully digital onboarding and card management through the app.
Arnika Dixit, Group Head – Cards, Payments and Wealth Management, Axis Bank, said, “Our partnership with Scapia reflects a shared focus on building simple products, digital-first, and closely aligned with how customers experience travel today. By combining our capabilities in payments with Scapia’s travel ecosystem, we aim to create a more connected experience that goes beyond traditional co-branded offerings and delivers meaningful value across the customer journey.”
Anil Goteti, Founder and CEO, Scapia, said, “Young Indians are travelling more than ever before, and we built Scapia to give them a financial product that matches that ambition. One app where they can spend, book their trips, shop for travel and earn rewards, all designed around the traveller. Our users have already taken Scapia to over 175 countries, and together with Axis Bank, we can now bring this to more Indians across the country.”
The card is offered on both Mastercard and RuPay networks. RuPay cardholders can link their credit cards to a preferred UPI application and make payments by scanning UPI QR codes at participating merchants.
Gautam Aggarwal, President, India & South Asia, Mastercard, said, “Travel has become one of the most vibrant segments of India’s consumer economy, fuelled by rising aspirations, greater mobility, and stronger global connectivity. As travellers increasingly seek payment experiences that are seamless, secure, and globally accepted, collaborations such as this one become critical.”
Sohini Rajola, Executive Director, Growth, NPCI, said, “RuPay has played a key role in driving the adoption of digital payments across India by making transactions simple, convenient, and accessible for consumers. Today, cardholders can link their RuPay Credit Card to their preferred UPI app and make seamless payments by simply scanning UPI QR codes across millions of merchants across the country.”
For Axis Bank, the partnership expands its co-branded card offering into the travel and digital-first consumer segments. For Scapia, the launch marks its third banking collaboration, following partnerships with Federal Bank and BOBCARD.
Onboarding for the Scapia Axis Bank Credit Card began on September 3, 2026.
