The government has kept interest rates unchanged on small savings schemes including PPF, NSC and Sukanya Samriddhi for the October-December 2026 quarter, marking the tenth consecutive quarter without a revision.
New Delhi, Sep 30 — The government has retained interest rates on various small savings schemes for the third quarter of FY2026-27, covering the period from October 1 to December 30, 2026.
According to the Finance Ministry notification, interest rates for the October-December quarter will remain the same as those applicable during the July-September quarter.
The Sukanya Samriddhi Scheme will continue to offer an interest rate of 8.2%, while the three-year term deposit will remain at 7.1%.
The Public Provident Fund will continue to earn 7.1%, while the Post Office Savings Deposit scheme will retain its 4% interest rate.
The National Savings Certificate will continue to offer 7.7% interest during the quarter. Kisan Vikas Patra will carry an interest rate of 7.5% and mature in 115 months.
The Monthly Income Scheme will also remain unchanged at 7.4%.
With this decision, interest rates on small savings schemes operated mainly through post offices and banks have remained unchanged for the tenth consecutive quarter. The government last revised rates on some schemes during the fourth quarter of FY2023-24.
